Guardianship Service of Process

The Problem Service of process can be a very complicated step in obtaining legal guardianship. The phrase “service of process” alone is a confusing one. Petitioners, most of whom are not lawyers, have to: (1) identify “interested parties,” many of whom are not obvious candidates; (2) determine the proper method of service; (3) effectuate service; Read more about Guardianship Service of Process[…]

Intimate Partner Violence

The Problem Right now, in the United States, some victims of domestic and intimate partner violence (DV/IPV) do not obtain restraining orders against their abusers, not because their facts fail to meet applicable legal standards, but rather because legal services providers lack knowledge needed to allocate scarce resources well, i.e., to triage. Were such triage Read more about Intimate Partner Violence[…]

The Problem of Default

The Problem In the modern United States, too many lawsuits are decided by default. This is especially true in debt collection cases, where reported default rates frequently range from 60% to 95%. Default is certainly bad for defendants, but perhaps more importantly, default engenders a system in which the state publicly declares a winner to Read more about The Problem of Default[…]

Financial Distress

The Problem

Cartoon, legal self-help, debt collection, show me proofAs of 2014, more than 77 million people in the U.S. had at least one account reported as “in collection” on their credit reports, owing an average of $5,178 (median $1,349).   Distressed debt results in collection lawsuits, a messy and error-prone credit report, and a potential need for bankruptcy.  In other words, debt problems are legal problems, and an inability to resolve debt problems leads to legal consequences.  What proposals are out there to address the legal aspects distressed debt?  How would we know whether those proposals work?